HOW TO BUY NOW AND PAY LATER
PAY SMALL SMALL WITH CREDIT DIRECT
Take advantage of the Credit Direct payment option. This allows you to pay 30%-80% of your cart’s value upfront, obtain a loan limit of up to N1,000,000, and spread the remaining balance over 2-6 months.
This option is available for both salaried and business customers.
- Select your desired product on the website.
- Proceed to checkout and choose “Credit Direct.”
- You will be redirected to the Credit Direct payment gateway to complete your registration.
- Enter your account details (use an account with frequent activity).
- Receive your approved loan limit within 10-20 seconds.
- Accept the loan offer.
- Add your repayment method (an active ATM card).
- Make the downpayment to Credit Direct.
- Electromat receives 100% of your cart value immediately and you can then pick-up your order from the store .
How do I pay with PayFi?
- Login to your Payfi app.
- Select the store you wish to purchase from.
- Add the items of interest to your cart.
- Click the checkout option to make payments.
- Select Payfi as your payment option.
- Lastly, you can also request a payment link to complete your purchase/ transaction.
How do I confirm that my transaction has been completed for PayFi?
Once your first installment payment has been approved, you will get a confirmation notification.
Carbon Zero
Here are the steps on how to complete a Carbon Zero transaction via the app.
STEP 1: Download the app and upgrade to level 2STEP 2: Request a Carbon Card and activate the card after receiving the card,
STEP 3: Proceed to select Carbon Zero on the home screen and increase the spending limit.
STEP 4: On the Zero home screen select ‘New purchase
STEP 5: Enter the product price, then choose your payment plan.
STEP 6: Make a 25% initial down payment (This amount is fully dependent on the customer’s affordability level), Plus a 5% service charge
STEP 7: Confirm Request.
The approved amount will be credited to the customer’s card afterwards.
CredPal
Using CredPal? Simply click HERE, fill-in your order details to complete your Pay Later Order.
PARTNER BANKS:
- Access Bank/ Oxygen X
Visit the nearest store
Select Product & Seek PFI.
Contact your bank account officer.
For all “Buy Now Pay Later” Queries Please Visit your Nearest Showroom.
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